Got a bonus to invest now and a monthly contribution going forward? Combine both into one projection — optionally with an annual step-up on the SIP.
| Year | SIP this yr | Cumulative invested | Value at year end |
|---|
The lumpsum and SIP portions both compound monthly here (at the same expected-return rate), so they can be combined into one account — that's a different convention from the standalone Lumpsum Calculator, which compounds annually for simplicity. The two will give slightly different numbers for the same lumpsum amount; this tool's monthly compounding is the more precise one when it's sitting in the same account as an active monthly SIP.